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Fixed-term advance

A fixed-term advance is a business loan that offers a stable interest rate throughout the term of the loan. It can help your company meet its cash-flow and spending needs.

Highlights

The amount of the fixed-term advance is paid into your BCV current account. You can repay the loan in one go at the end of the term or roll it over.
The fixed interest rate is set in accordance with your financial situation and any loan guarantee provided. The frequency of interest payments will depend on the term of the loan.
When interest rates are low, a fixed-term advance may be a good option to finance certain expenses by your company.

Fees and conditions

	Details
Minimum amount	CHF 200,000 (CHF 1,000,000 for a term of less than 3 months)
Term	1-12 months
Interest rates	Fixed Set individually based on your situation and any loan guarantee provided
Repayment	Not normally necessary during the term of the loan Full amount repaid at the end of the term
Frequency of interest payments	Depends on the term of the loan

Credit Fee Schedule (250 Kb)

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Related services

Working capital loan

This loan is provided in the form of an overdraft line of credit, so you have the cash you need to run your company.

BCV capital goods loan

The purpose of this loan is to purchase capital goods. Loan installments remain the same through the term of loan, which is set in accordance with the useful life of the equipment being financed.

Other legal information

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