Be wary if you get a phone call from someone claiming to be an IT support person. When making payments, be sure to check the payee's bank details and the amount. Your log-in details are confidential, never share them with anyone!

❮ Back

Visa Debit card

Key features

Withdraw cash at ATMs anytime, both in Switzerland and abroad
No risk of overdrafts: you can withdraw only as much money as what's in your account
Pay for purchases in shops and online
Get special entertainment deals through BCV EXTRA

Details

Hassle-free

Withdraw cash at ATMs anytime, both in Switzerland and abroad

Deposit notes and coins at selected BCV ATMs

Make fast, secure payments in Swiss and foreign stores and online shops with your Visa Debit card.

Thanks to contactless payment, you can make purchases of up to CHF 80 with a simple wave of your hand. No need to sign a receipt or enter a PIN

View your recent transactions and account balance at all BCV ATMs

Link your card to several accounts, so one card is all you need to make deposits, withdraw cash, and view account balances

Enhanced security

Overdrafts are not allowed, so withdrawals and purchases are authorized only if there's enough money in your account to cover them. That means you can't be tempted to spend more than you have.

To help prevent payment card fraud (like skimming), transactions outside Europe are capped at CHF 300/day. Keep that in mind when you travel, and take another type of card with you such as a credit card or prepaid card.

You cannot use your Visa Debit card in countries or regions subject to sanctions or embargoes. The current list of those countries and regions is: North Korea, Crimea, Cuba, Iran, and Syria.

Fees and conditions

	Fees and conditions
Admin fee	CHF 40/year
Withdrawals at ATMs operated by BCV or other cantonal banks	No fee
Withdrawals at other ATMs in Switzerland	CHF 3/withdrawal in CHF CHF 5/withdrawal in EUR
Withdrawals at ATMs outside Switzerland	CHF 5 + 0.5% of amount withdrawn
In-store purchases in CHF in Switzerland	No fee
In-store purchases in CHF outside Switzerland	CHF 2 per transaction
In-store purchases in other currencies outside Switzerland	Amount converted at the exchange rate + CHF 2 per transaction
Online purchases in CHF	No fee
Online purchases in other currencies on foreign websites	Amount converted at the exchange rate + CHF 1 per transaction
Reminder and card-blocking fees	CHF 20 each time

Useful documents (in French)

BCV account terms and conditions

As Vaud's cantonal bank, BCV offers a range of banking services to meet the needs of local companies. This brochure gives the fees and conditions for our corporate banking services.

File size : 260 KB - Last update: 10.10.2024