Opening a medical practice

For a set monthly fee, you can get a banking pack with everything you need to manage your practice’s day-to-day finances.

• A current account
• A set number of payment transactions included
• Online banking through BCV-net and mobile banking through BCV Mobile
• A Visa debit card, with special deals on fun activities through BCV EXTRA
• A Corporate investment account (optional) for managing your surplus cash

The monthly fee is waived if your business is less than two years old.

As a self-employed doctor, you’re not required to pay into an occupational pension plan. That means you may have gaps in your life, disability, and accident insurance and your retirement pension. Since your situation and background are unique, we would recommend that you speak with one of our pension experts. They’ll assess your situation and tell you what your future benefits will be based on your current contributions.

Here are some of the questions you should be asking yourself:

• Am I sufficiently insured?
• What benefits will I be entitled to in the event of disability, and what will my family get in the event of my death?
• Will my loved ones be financially secure if something unexpected happens?
• How can I improve my retirement coverage?

Our experts will take a close look at your situation and help you answer these questions.

• Société Vaudoise de Médecine: http://www.svmed.ch
• Association Suisse des Médecins Assistant(e)s et chef(fe)s de clinique - Vaud Canton section: http://www.asmav.ch/qui-sommes-nous