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We’re here to help you do your bit for the environment by offering attractive interest rates on financing for energy-efficient properties and green renovations.

Highlights

For clients who:

  • Want to limit the environmental impact of their house or apartment
  • Are buying a property with a CECB eco-rating of A
  • Want to renovate their home to make it more energy efficient

Details

Benefits

  • Zero interest on your mortgage loan for the first 12 months
  • Reduction applicable to loans to purchase or renovate your home

Green Bonus eligibility

The improvements listed below are eligible for the Green Bonus for Renovations:

  • thermal insulation
  • total renovation
  • replacing a fossil fuel heating system with an air-to-water, geothermal, or water-to-water heat pump
  • installing solar panels
  • installing solar thermal collectors
  • replacing windows

Be sure to discuss this with your advisor during your mortgage loan meeting.

  • For real-estate purchases, at least one of the three criteria of the CECB® certificate* must have an eco-rating of A and none of the three can be below B, or the property must have the equivalent Minergie-A or Minergie-P certificate.
  • The loan must have a term of at least five years.


* Energy efficiency of the building envelope, overall energy efficiency, and direct CO2 emissions.
 

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Related information

What is the CECB®?

The Cantonal Building Energy Certificate (CECB) is an eco-rating program recognized by all Swiss cantons. The information contained in the certificate can be used for appraisal purposes and to pinpoint potential energy-efficiency improvements. The certificate shows:

  1. The energy efficiency of the building envelope
  2. The amount of energy needed to run the building under normal conditions.