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Vested Benefits account

An efficient way to preserve your retirement savings

Changing employer or taking a career break?

Transfer your occupational pension savings into our vested benefits account fund free of charge and earn interest at a preferential rate. You can also opt to invest your vested benefits as you wish – and potentially earn a greater return on your money.

A good deal

Preferential interest rates and no account fees
Income and wealth tax exemptions throughout the term of the agreement
Until your vested benefits mature, they are not treated as part of your estate and are not subject to forced liquidation.

Market-powered

Starting from CHF 1, you can also invest your vested benefits in a BCV fund with a greater or lesser equity weighting.

You can choose from four strategies:

BCV Pro Patrimoine (conservative)

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BCV Pension 25 (growth)

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BCV Pension 40 (growth)

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BCV - Pension 70 (dynamic)

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Bonds

Stocks

Real estate

Made-to-measure

If you have at least CHF 250,000 in vested benefits, you can set up an asset management agreement with us. We’ll handle the day-to-day management of your investments, focusing on optimizing risk to obtain the best possible return.

How can we help?

Please read our website and email Terms and Conditions before using our website or contacting us by email.

Vested Benefits account

Benefits

A good deal

Market-powered

Made-to-measure

Benefits

A good deal

Market-powered

Made-to-measure

Changing employer or taking a career break?

A good deal

Market-powered

Made-to-measure

How can we help?

Useful documents

Vested benefits savings account (in French only)

Bilateral agreements of 1 June 2007 (in French only)

Fondation de libre passage - Barème des frais