Want to invest your termination benefits your way – in the asset class that works best for your risk appetite and financial needs?

Our  investment strategies give you access to securities not available with a traditional vested benefits institution, so you can earn a greater return on your money.

If you have at least CHF 250,000 in vested benefits, our discretionary management agreements can give you peace of mind: we handle all the day-to-day portfolio management activities, taking only the amount of risk you’re comfortable with as we seek the best return possible on your investments.

Depending on your investment horizon and risk appetite, you can choose between the following strategies:

We are moving away from “mandates”, as we see “agreements” used significantly more in native English banking texts.

• Les stratégies semi-actives sont basées sur des allocations de référence, déterminées en fonction de votre profil d’investissement.
  

• Active strategies aim to limit significant declines in the value of your investments, while maintaining exposure to market rallies. Compared to a semi-active approach, which is based on a constant benchmark asset allocation, our active strategies adjust exposure to the various asset classes more frequently.
  

Starting from CHF 1, you can also invest your vested benefits in a BCV fund with a greater or lesser equity weighting: