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Mortgage loans

Are you looking to buy or build a home or other property, finance renovations, or transfer your mortgage to BCV?
Explore our range of mortgage loans to find one that suits your needs.

Finding the right mortgage for you

Fixed-rate loan

Fixed interest rate throughout the loan term
Loan term of 2 to 10 years with the option of combining different maturities
Possibility of locking in the interest rate for your loan up to 18 months ahead of time

Our fixed-rate loan

Short-term loan

Fixed interest rate throughout the loan term
Loan term of 3 or 6 months with the option of combining different maturities
Possibility of switching to a fixed-rate loan for a longer term on each maturity date

Our short-term loan

SARON loan

Variable interest rate based on SARON (published daily)
Loan term of 2 to 5 years
Can be converted to a fixed-rate loan every three months, for a term equivalent to the remaining term of the SARON agreement

Our SARON loan

Building Plus mortgage loan

Same fixed interest rate for both the construction phase and the subsequent mortgage
Loan term of 4 to 10 years
Building loan will be converted into a mortgage loan once construction is complete

Our Building Plus loan

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