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Accounts, cards, and everything else

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Five reasons to bank with BCV

Full range of services

We’re here to meet all your day-to-day banking needs

Great savings

Monthly fees from CHF 0

Strong local presence

The largest branch and ATM footprint in Vaud

High-quality service

Most recommended bank in the Canton of Vaud

Sound advice

Our advisors are just a step or a phone call away

Five reasons to bank with BCV

Full range of services

We’re here to meet all your day-to-day banking needs

Great savings

Monthly fees from CHF 0

Strong local presence

The largest branch and ATM footprint in Vaud

High-quality service

Most recommended bank in the Canton of Vaud

Sound advice

Our advisors are just a step or a phone call away

TOMORROW BEGINS TODAY

Find the right solution for you

Whether you need an individual or joint account, we have the right solution for you.

Do you live with your spouse or partner? Make the most of our banking packs for families and couples, whether or not you have children.

Students, teenagers, and young professionals get what they need at BCV


6 MONTHS FREE

Direct banking pack

No fee

if you have assets of CHF 10,000 or more at BCV

OR

CHF 3,50/month

OPEN A DIRECT BANKING PACK ONLINE (IN FRENCH)

MORE ABOUT THE DIRECT BANKING PACK

A current account

An e-Savings account

A Visa Debit card

  • No fees on CHF & EUR withdrawals at ATMs operated by BCV or other cantonal banks

DON’T MISS THIS!

If you apply for a Silver credit card between 19 August 2024 and 28 February 2025, we’ll waive the annual fee for the first year. Conditions apply.

6 MONTHS FREE

Classic banking pack

CHF 2/month

if you have assets of CHF 10,000 or more at BCV

OR

CHF 7,50/month

OPEN A CLASSIC BANKING PACK ONLINE (IN FRENCH)

MORE ABOUT THE CLASSIC BANKING PACK

A current account

  • One over-the-counter withdrawal per month
  • One BCV-Top monthly payment order
  • Two paper standing orders in Swiss francs per month

A Savings or e-Savings account

A Visa Debit card

  • No fees on CHF & EUR withdrawals at ATMs operated by BCV or other cantonal banks
  • One withdrawal in Swiss francs at any ATM in Switzerland per month

PLUS

One Silver or Gold credit card**

  • Half off the annual fee the first year
  • If you apply for a Silver credit card between 19 August 2024 and 28 February 2025, we’ll waive the annual fee for the first year. Conditions apply.

Premium banking pack

No fee

if you have assets of CHF 50,000 or more at BCV

OR

CHF 18/month

OPEN A PREMIUM BANKING PACK ONLINE (IN FRENCH)

MORE ABOUT THE PREMIUM BANKING PACK

A current account

  • Unlimited over-the-counter withdrawals
  • One BCV-Top monthly payment order
  • Unlimited Swiss-franc paper standing orders

A Savings or e-Savings account

A Visa Debit card

  • No fees on CHF & EUR withdrawals at ATMs operated by BCV or other cantonal banks
  • Unlimited withdrawals in Swiss francs and euros at any ATM in Switzerland

PLUS

One Silver or Gold credit card**

  • Half off the annual fee the first year
  • If you apply for a Silver credit card between 19 August 2024 and 28 February 2025, we’ll waive the annual fee for the first year. Conditions apply.


6 MONTHS FREE

Family Direct banking pack

No fee

if your family has CHF 15,000 in assets* or a mortgage loan with BCV

OR

CHF 15/month

FIND YOUR NEAREST BRANCH

MORE ABOUT THE FAMILY DIRECT BANKING PACK

You and your spouse or partner both get

A current account (individual and/or joint)

An e-Savings account

A Visa Debit card

  • No fees on CHF & EUR withdrawals at ATMs operated by BCV or other cantonal banks

OPTIONAL

One Silver or Gold credit card**

  • No fee for a Silver card; CHF 6/month for a Gold card
6 MONTHS FREE

Family Classic banking pack

CHF10/month

if your family has CHF 15,000 in assets* or a mortgage loan with BCV

OR

CHF 25/month

FIND YOUR NEAREST BRANCH

MORE ABOUT THE FAMILY CLASSIC BANKING PACK

You and your spouse or partner both get

A current account (individual and/or joint)

  • One over-the-counter withdrawal per month
  • One BCV-Top monthly payment order
  • Two paper standing orders in Swiss francs per month

A Savings or e-Savings account

A Visa Debit card

  • No fees on CHF & EUR withdrawals at ATMs operated by BCV or other cantonal banks
  • One withdrawal in Swiss francs at any ATM in Switzerland per month

OPTIONAL

One Silver or Gold credit card**

  • No fee for a Silver card; CHF 6/month for a Gold card


7–14 YEARS OLD

Junior banking pack


No fee

 

AND


CHF 50

automatically credited when you open an account


  

FIND YOUR NEAREST BRANCH

MORE ABOUT THE JUNiOR BANKING PACK

A Junior current account

A Junior savings account

A Junior Visa Debit card

  • No fees on CHF & EUR withdrawals at ATMs operated by BCV or other cantonal banks

Parent support

14–20 YEARS OLD

Youth banking pack


No fee

 

AND

2 free entries

to MAD for account holders 18 and older
 

OPEN A YOUTH BANKING PACK ONLINE (IN FRENCH)

MORE ABOUT THE YOUTH BANKING PACK

A Youth current account

A Young Savers Account

A Visa Debit card

  • No fees on CHF & EUR withdrawals at ATMs operated by BCV or other cantonal banks

OPTIONAL

A Silver credit card**
(18 years and older)

  • No monthly fee

Every franc counts

Save up to CHF 326

For a family or a couple with CHF 15,000 in assets or a mortgage loan with BCV, the Family Direct banking pack is free and will save you money:

  • • Current account for each partner:
    2 × CHF 3.50/month × 12 months = CHF 84
  • Joint account:
    1 × CHF 3.50/month × 12 months = CHF 42
  • A Silver Visa/Mastercard credit card for each partner:
    2 × CHF 100 (annual fee) = CHF 200

No fee

CHF 27/month

  • As part of a
    Family Direct banking pack
  • Without a
    Family Direct banking pack
Assets > 15 000
Assets < 15 000

Monthly fee* for two people, with or without the Family Direct banking pack

Fee includes two current accounts, one joint account and two credit cards.

visibillity:hidden

BANKING ON THE GO

Anywhere, anytime

We have simple and seamless solutions for all your banking needs. Use the BCV Mobile app to keep an eye on your accounts, and BCV TWINT for quick and easy payments.

  • Track your spending in real time
  • Contact an advisor by video call with your smartphone
  • Use eBill for paperless bill payments
  • Manage your card limits in just a few taps
  • Make card-free purchases in stores and online with BCV TWINT
     


OUT AND ABOUT IN VAUD CANTON

BCV EXTRA: Fun activities at great prices


We’ve partnered with Vaud Promotion to bring you BCV EXTRA. Simply show your BCV Visa Debit card for special deals on fun activities all over Vaud!


Open an account

 Learn more

 

CARTES DE DÉBIT ET DE CRÉDIT

DEBIT AND CREDIT CARDS

The new Visa Debit card is your go-to card for online and in-store purchases in Switzerland and abroad. You can use it to pay for all your day-to-day expenses.

For certain purchases, however, a credit card can be advantageous:
 
  • Depending on the card, you get insurance and other protection on your purchases, like travel cancellation insurance and a best-price guarantee.
  • You have the option of paying in installments.
  • You won’t draw down your account when reserving hotels or rental cars.
  • You’ll get points for every purchase with the surprize rewards program.
     

SILVER CREDIT CARD INCLUDED IN THE FAMILY AND YOUTH BANKING PACKS (SEE CONDITIONS AT BCV.CH/EN/HOME)

PENSION SOLUTIONS

Tomorrow begins today

Epargne 3 account: start saving today for your retirement or to purchase a home – and save on taxes.

Portfolio 3 account: maximize your Epargne 3 retirement funds by investing part of your savings in the financial markets.

LEARN MORE ABOUT OUR PENSION SOLUTIONS

Can’t decide? Need advice?

ZONE TECHNIQUE - A MASQUER

TAGGING - A MASQUER

*No monthly fee for the Direct banking pack taken out by one person, if the person has at least CHF 10,000 in assets at BCV, or for the Family Direct banking pack, if the family has at least CHF 15,000 in assets or a BCV mortgage loan. Family assets: The sum of the assets in the spouses’/partners’ current, savings, and securities accounts at BCV, plus the assets in BCV Custodial Savings accounts (subject to parental responsibility) of children living at the same address as the adult family members.

**Subject to conditions. Limits will be set according to your financial situation. A Prepaid card is also available.

Other legal information

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