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Mortgage interest rates

Explore our mortgage interest rates and loans to finance a house or apartment

Mortgage loan interest rates

The fixed interest rate is the percentage of interest that you’ll pay on your mortgage loan. It remains the same for the entire term of your loan.

Fixed rates*

Last updated on

Term Rate (first mortgage, primary residence)
2 years %
3 years %
4 years %
5 years %
6 years %
7 years %
8 years %
9 years %
10 years %

* Indicative rates

See our other mortgage loans

Fixed-rate loan

  • Fixed interest rate throughout the loan term
  • Loan term of 2 to 10 years with the option of combining different maturities
  • Possibility of locking in the interest rate for your loan up to 18 months ahead of time

Our fixed-rate loan

Short-term loan

  • Fixed interest rate throughout the loan term
  • Loan term of 3 or 6 months with the option of combining different maturities
  • Possibility of switching to a fixed-rate loan for a longer term on each maturity date

Our short-term loan

SARON loan

  • Variable interest rate based on SARON (published daily)
  • Loan term of 2 to 5 years
  • Can be converted to a fixed-rate loan every three months, for a term equivalent to the remaining term of the SARON agreement
     

Our SARON loan

Our special offers

Take advantage of our special offers to buy your first home or to build or renovate your home or another property.

Start Immo

You’ll pay zero interest for the first six months when you buy your first home with a fixed-rate mortgage loan from BCV.

Green Bonus

You’ll pay zero interest for the first 12 months when you purchase an energy-efficient property or carry out green renovations with a BCV fixed-rate mortgage loan or Building Plus loan.

Reference rate for mortgage loans

From 10 September 2008: reference rate set by the Federal Housing Office

See reference rates (in French only)

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