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Renovating property

Looking to renovate your home? We’ll work with you to find the right financing solution.

*Based on the average cost of CHF 2,000 for a CECB® Plus audit for a single-family home, less a CHF 1,000 cantonal subsidy and a CHF 250 BCV contribution.

Plan out the renovations

Before starting your renovation work, changing your heating, or selling your property, commission a CECB® Plus audit to get a clear energy label. The audit report will include up to five personalized variants for optimal energy-saving renovations. Unlike a standard CECB® audit report, which includes only an energy evaluation, CECB® Plus goes further by including concrete, personalized solutions for your home.

Check out our guide to energy-efficient renovations (in French only) to find out everything you need to know before you get started.

Guide to energy-efficient renovations (in French only)

Get an energy audit of your property

Thanks to BCV, you can get a discount of up to 60%* on your CECB® Plus audit. To take advantage, simply choose an approved auditor on the CECB® website, ask for a quote, and proceed. You’ll get a detailed report with recommendations to improve your home’s energy efficiency.

*The full audit price less the cantonal subsidy and a BCV contribution worth CHF 250.

Choose a CECB auditor (in French only)

Get information about subsidies

Subsidies can cover up to 30% of the price of renovation work to improve a building’s energy efficiency. They mainly contribute to the insulation of roofs and walls, the installation of solar panels, and the replacement of heating systems. These subsidies are part of the federal and cantonal buildings program, which promotes sustainable solutions to reduce energy use and CO2 emissions.

Learn more (in French only)

Green bonus

Get attractive financing

By renovating your house or apartment, you can preserve or increase its value, save money, and reduce CO2 emissions. Here are the types of improvement our Green Bonus can help finance:

thermal insulation
total renovation
replacing a fossil-fuel heating system with a heat pump
installing or replacing wood-burning heating
installing solar panels
installing solar thermal collectors
upgrading windows

When you take out a BCV loan for your energy-saving renovations, you’ll pay zero interest for the first 12 months.

*For a fixed-rate mortgage loan or a Building Plus loan with a term of at least five years. At least 25% of the total (minimum CHF 20,000) must go to energy-saving improvements eligible for federal, cantonal, and communal subsidies. This promotion cannot be combined with any other special offer for mortgage loans.

Learn more (in French only)

Calculate my savings with the Green Bonus

Use our calculator

Get started (in French only)

Carry out the renovation work

Once you have the building permit or authorization for renovation work and your subsidies have been approved, you can hire a general contractor and start the work. When it’s completed, you will need to inform the Vaud Environmental Board (Direction générale de l’environnement or DGE) by submitting the necessary form (Avis d’achèvement). This final step makes the end of the project official and means your subsidies can be paid.

Your architect or general contractor can help you submit this form.

Important: do not start the renovation work before receiving written confirmation that your subsidies have been approved. Work that has already started, or is already finished, is not eligible for subsidies.

Building program video (in French)

Vaud Canton’s subsidy program (in French)

Heat better, spend less

Do you still have fossil fuel or electric heating? It’s time to upgrade! Thanks to the sustainable heating program (Chauffez Renouvelable), get free advice funded by SuisseEnergie. Get non-binding expert advice to find the best solution for sustainable heating for your circumstances.

Calculate my heating costs (in French)

GET FREE ADVICE (in French)