Be on the lookout for scammers! Be wary if you get a call from someone you don’t know. Hang up immediately if the caller becomes pushy or tries to get you to act in a hurry. BCV will never ask you for your login details or passwords – don’t share them with anyone. Never give your bank card to anyone.

BCV-net and BCV Mobile will be unavailable on Saturday 08 March from 10h30 pm until Sunday 09 March 05:00 am due to server maintenance. We apologize for the inconvenience, and thank you for your patience.

PrePaid card

The payment card you can reload

Using a PrePaid card automatically keeps your spending under control so you can enjoy life without the worry of going overboard. Simply put as much money on the card as you want to spend and reload it as often as you like. Perfect for students or anyone who has to stick to a budget.

Highlights

Pay for purchases online and in shops around the world
Stick to your budget without a thought: you can spend only as much as you have loaded on the card
Enjoy our best price guarantee: we'll refund the difference if you find an item purchased with the card cheaper someplace else

Accepted around the world

Use your PrePaid card anywhere you are, whether in Switzerland or travelling abroad. You can even withdraw cash in the local currency when you're in another country. The card can be linked to an account in Swiss francs, euros, or dollars. And you can track your card transactions and balance online.

Contactless payments

With our cards, you can make payments of up to CHF 80 with a simple wave of your hand. No need to sign a receipt or enter a PIN.

Mobile payments

Security of online purchases through the validation of transactions on the One application
Digital wallets (Apple Pay, Samsung Pay, Google Pay, Swatch Pay!, Garmin Pay, Fitbit Pay)

Online services with BCV-Net and BCV Mobile

Keep track of your payments
Cancel a lost or stolen card
Receive bills free of charge

Automatic cap on spending

Your PrePaid card makes it easy to keep a tight rein on your spending, since you decide how much money to put on the card. You can reload the card as often as you like, and even do it online through BCV-net. The card will be credited in three business days.

Best price guarantee

With your PrePaid card, you can finally make your impulse purchases without worrying about shopping around. Why? Because if you do find a lower price somewhere else, we'll refund the difference. (Limits apply, and the refund request must be made within two weeks of the purchase.) Learn more at www.viseca.ch.

Loyalty points

Every time you use your PrePaid card, you collect surprize points that you can trade in for special offers and discounts.

Lost or stolen cards

If your card is lost or stolen, cancel it immediately:

via BCV-net or BCV Mobile
via Viseca’s “one” app
by contacting Viseca at 058 958 83 83 (24/7)

Fees and conditions

	Conditions
Fee	CHF card: CHF 50/year EUR/USD card: CHF 25/year Waived for the CHF card if it's part of a Youth, Campus, or Family banking pack or if the card is part of a Young Professional banking pack and you’re under 26
Minimum age	14 years old with the signature of a parent or legal guardian
Monthly spending limit	CHF 10,000 (CHF 3,000 for Youth accounts)

Conditions

Fee

CHF card: CHF 50/year
EUR/USD card: CHF 25/year

Waived for the CHF card if it's part of a Youth, Campus, or Family banking pack or if the card is part of a Young Professional banking pack and you’re under 26

Minimum age

14 years old with the signature of a parent or legal guardian

Monthly spending limit

CHF 10,000 (CHF 3,000 for Youth accounts)

Interested?

Visit your nearest branch

See all

Useful information

BCV cards

This brochure (available in French only) details all of the cards and card services that BCV offers.

File size : 852 KB - Last update: 11.12.2025

Viseca General Terms and Conditions

When signing your new card, you acknowledge that you have read Viseca Card Services SA’s general terms and conditions for credit cards and prepaid cards.

File size : 485 KB - Last update: 12.07.2022

File also available in: Allemand

Viseca General Insurance Conditions

These general insurance conditions apply to cards issued by Viseca Card Services SA.

File size : 3 MB - Last update: 12.07.2022

BCV Account Terms and Conditions

This document lists the current fees, terms, and conditions for BCV accounts, cards, and other services.

File size : 411 KB - Last update: 01.07.2026

Related services

Visa Debit card

The Visa Debit card helps you manage your spending, since each payment is debited directly from your account. You can use it to make secure in-store and online purchases.

Silver World MasterCard or Visa credit card

With a BCV Silver World Mastercard® or Visa credit card, you can easily make in-store and online payments and withdraw cash anywhere in the world.

Gold World MasterCard or Visa credit card

With a BCV Gold World Mastercard® or Visa credit card, you can easily make in-store and online payments and withdraw cash anywhere in the world – plus, you’ll get a wide range of trip and shopping insurance.

Other legal information

Please read our website and email Terms and Conditions before using our website or contacting us by email.

In principle, any information and/or documents appearing on this website that relate to financial instruments or services within the meaning of the Swiss Financial Services Act (FinSA) are considered advertising materials pursuant to this Act.